In case you hadn’t noticed, budgeting is hard. Living frugally is hard. Sometimes going without the things that you want is hard. If you’re trying to live frugally and haven’t realized this fact yet, you will eventually and yes, you’re going to want to quit. Reminding yourself of certain things can help you pull through those moments. Here are 5 things to remind yourself when living on a budget gets “too” hard to continue.
Why You’re Living Frugally – Whether you’re living on a budget out of necessity, to save more money or just to see how low you can get your expenses, reminding yourself of why you’re doing it will be the biggest help for you when things get rough. Some people even find it helpful to print out their why and hang it some place where they will see it each day.
What your dreams are – Living on a budget and living a frugal lifestyle, it’s easy to not only forget why you are, but it can be easy to forget what you’re dreaming about too. Your dreams and your reasons why may be the same, but they may not be. Maybe the reason you’re living on less is out of necessity, but your dreams are to own your own home and be debt free. Whatever they are, remind yourself of those dreams often.
That it won’t last forever – Sure, living on a budget will probably be something you do your entire life, but living on a tight budget like you may be right now won’t. Instead, once your budget has room for you to loosen up, things will run smoother and the “quit” feeling that you’ve currently got will go away. It takes willpower to hang in when things get tight, but if you make it to the end, you’ll be glad that you did.
That it is for the “greater good” – No, I don’t mean the greater good of society, but living on a budget and living as frugally as you can is for the greater good of your family. It enables you to have the money that you need, when you need it and to save for the things you want. It may even be what is keeping your head above water financially right now.
What your future is – A lot of people look into their future and see only work, more struggling and a life filled without the funds that they need. By continuing to live on your budget when things get hard, by keeping on when you feel like quitting, you are setting up a financial future for yourself and your family like very few people do. Keeping that in mind will always help when things get tough.